🧮 Free Tool

Payout Calculator

Estimate your real take-home profit from any futures prop firm — with profit splits, activation fees, and firm-specific rules built in.

Deduct Activation Fee
$149 (Topstep XFA)
Deduct Evaluation Cost
$49/mo (50K With Activation)
Gross Profit
$4,000
Total account profit
Eligible Withdrawable
$2,000
50% Max Cap (Topstep XFA)
Retained In Account
$2,000
Kept as trading buffer
Firm's Share
$0
100% of first $10k
Fees Deducted
$149
Activation fee
Effective Take-Home %
92.5%
Of withdrawable portion
💰 Net Cash in Your Pocket This Request
$1,851
📌 Firm Payout Policy & Withdrawal Conditions
Topstep Express Funded Accounts (XFA) restrict payouts to 50% of your account balance per request until you reach 30 winning days (or transition to a Live Funded Account). The remaining 50% stays in your account so you maintain your drawdown buffer.